💰 Here are the types of funding and capital solutions 3F Funding provides:

• Invoice Factoring: Immediate liquidity created by converting outstanding freight bills and unpaid invoices into cash.

• Equipment Financing: Capital structures tailored to purchase, lease, or upgrade commercial trucks, trailers, and machinery.

• Working Capital Loans: Flexible short-term loans designed to cover operational costs, emergency repairs, fuel, insurance premiums, or temporary seasonal lulls.

• Rapid Capital Injections: Rapidly deployed funding ranging from $100,000 to $200 million for business expansion, emergency payroll, and immediate operational overhead.

Here are the required items and baseline criteria needed from the client for underwriting:

• Completed Application Form: A signed 3F Funding intake application.

• Business Bank Statements: The most recent four (4) months of official business bank account records.

• Credit Report & FICO Score: A combined three-bureau credit profile pulled via the secure portal ($1 soft pull trial).

• Minimum Credit Score: A baseline FICO score of 640+.

This is a “soft” pull and should not affect your credit score.